Investor Presentaiton

Sectors Most Impacted by COVID-191 Most Impacted Sectors as a % of Total Loans Canada Real Estate: Office and Retail C&CA 9% $B %IG 4.0% 4.0% 3.6% 3.5% Mexico 3.3% 2% Office REIT 1.5 78% U.S. 6% $9.6B 59% Office Real Estate 4.0 57% Other 12% (1.5% of total loans) Retail REIT 1.1 100% Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 1% Retail Real Estate 3.1 46% Europe 11% Latin America Total² 9.6 61% Europe Canada Hospitality and Leisure Other 1% 29% $B %IG Energy E&P and Oilfield Services: 0.9% 11% Hotels 3.4 16% Total Loans $663.0B Real Estate Office ― and Retail: 1.5% Transportation - Air 30% Travel: 0.3% U.S. Hospitality and Leisure: 0.6% $4.2B Cruise Lines 0.3 0% (0.6% of total loans) 16% C&CA Gaming 0.5 1% Total² 4.2 13% 4% 9% Latin America Mexico Mexico Transportation: Canada 15% Latin America 6% Air Travel 2% $B %IG 8% Total COVID-19 High Impact: 3.3% C&CA $2.0B Aircraft Finance 0.7 96% 18% (0.3% of total loans) Airlines 0.1 3% 51% Airports 1.1 48% Other Europe Total² 2.0 62% 37 1 Sectors which have experienced the greatest disruption in normal business activities and impact to revenue due to the COVID-19 pandemic (including, but not limited to, government-mandated closures) relative to other sectors 2 May not add due to rounding

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