Planning Cycle 4 (2017-2020) - Plan vs Outcome/Top line momentum/Well Diversified Loan Book

Well Diversified Loan Book Loan Book (Rs crs) 144,954 186,394 61% 60% 193,520 197,113 46% 45% (Rs crs) Consumer Finance Sep-19 54% 55% 39% 40% FY18 FY19 FY18 and FY19 are not ■Consumer Finance Division comparable due to reclassification of BBG & MFI Vehicle Loans Comm. Vehicle Loans 56,472 29% 25,092 13% Jun-19 Sep-19 (Rs crs) Corporate Sep-19 Banking Large 48,319 25% Corporates Mid Size Corporates 19% Mid size Corporates 37,194 18% Small 4,148 2% Corporates Total 89,661 45% Advances Large Corporates 24% Corporate & Commercial Banking Small Corporates 2% Utility Vehicle Loans 4,009 2% Small CV 3,386 2% Two Wheeler Loans 4,799 2% Car Loans 7,013 4% Tractor 4,132 2% Microfinance 10% 14 Vehicle Finance 29% Non Vehicle Retail 16% Equipment Financing Non-Vehicle Loans Credit Card Loan Against Property Business Banking BL, PL, GL, AHL, Others Microfinance* Total Advances *includes BFIL 7,748 4% 18,884 10% 1,07,452 55% Indusind Bank 8,041 4% 32,096 16% 4,203 2% 8,785 4% 11,360 6%

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