2Q 2023 Investor Presentation

Net Profit Margin مصرف الإنماء alinma bank Average balance of investments and financing grew 10%; while net profit margin saw an increase of 37bps YoY Average Balance of Investments & Financing (SARbn) Net Profit Margin QTR (%) +10% +29bps 3.89% 197.2 3.70% 3.80% 3.78% 178.9 185.2 3.49% 170.8 162.5 157.9 129.3 136.6 142.7 149.2 33.3 34.1 36.2 35.9 39.3 QoQ 2Q 22 +5% 3Q 22 +5% 4Q 22 +3% 1Q 23 +7% 2Q 23 Investments Financing Net Profit Margin Movement YoY (%) +37bps 2.19% 3.42% 0.16% Net profit margin Investments yield Financing yield 1H 22 2Q 2023 INVESTOR PRESENTATION Net Profit Margin (%) 8% 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 QoQ +40bps -19bps +10bps -2bps Management Commentary ■ 6.28% 3.79% Average balance of investments and financing grew 10% YTD. ■ The QTR net profit margin increased by 29bps YoY to 3.78%. 6% 3.93% 3.79% 4% 3.42% 2% -1.99% 2.49% 0.50% 0% COF rate Net profit margin 1H 22 9M 22 1H 23 Net Profit Margin FY 22 -Yield rate 1Q 23 1H 23 COF rate 28/48

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