Bank Indonesia Policy Mix

Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 2 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 4 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 %6 Net Interest Margin and Return on Assets of the banking industry remained stable at 4.53% and 1.9% respectively in August 2021. Net Interest Margin Return on Assets Source: Financial Service Authority (OJK) *) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19 2 1.9 1 T Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19. Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 T Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Resilient Financial Institutions CAR of the banking sector was steadily high and stable with a value of 24.41% and Tier-1 capital at 22.76% as of August 2021.*) Domestic financial institutions remain sound and stable, supported by strong capitals and leverage amidst hurdles due to the pandemic... RBC of the insurance industry remained high and well above the minimum threshold (120%) with Life Insurance RBC at 633.61% and General Insurance RBC at 336.73% as of August 2021. A % ■CAR ■Tier 1 24.41 25 Life Insurance (Lhs) 22.76 1000 20 20 800 600 400 15 200 0 General Insurance (rhs) 400 336.73 300 633.61 200 threshold General Insurance RBC (rhs)= 120% threshold Life Insurance RBC (Lhs)= 120% 100 0 10 Nov-20 % 4 4.53 3 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 155 Aug-21] Jun-21 Jul-21 Aug-21 Jan-19 Feb-19 Mar-19 Jul-19 Gearing ratio of multi-finance companies was maintained below the threshold with a ratio of 1.96 times as of August 2021. 1.96 May- Aug- Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21

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