Investor Presentaiton
Movement of NPA (Q-o-Q)
Particulars
(in Crores)
Q4FY22
FY2022
Q1FY23
Q2FY23
Q3FY23
Q4FY23
FY2023
Opening Balance of Gross.
985.56
1084.78
570.92
572.15
593.34
591.08
570.92
NPA
i)Cash Recovery
91.06
309.45
65.15
46.41
46.64
40.00
198.20
ii)Upgradation
51.95
131.38
10.64
6.09
5.82
1.34
23.89
iii)Write Off
320.89
320.89
0.00
0.00
0.00
98.72
98.72
Total Reduction* (i+ii+iii)
463.90
761.72
75.79
52.50
52.46
140.06
320.81
Fresh Addition*
49.26
247.86
77.02
73.69
50.20
70.44
271.35
Closing Balance of Gross NPA
570.92
570.92
572.15
593.34
591.08
521.46
521.46
GNPA %
1.69
1.69
1.69
1.70
1.70
1.39
1.39
NPA Provision
249.63
249.63
255.32
291.39
325.73
281.18
281.18
Net NPA
317.58
317.58
310.92
295.97
259.10
229.82
229.82
NNPA %
0.95
0.95
0.93
0.86
0.75
0.62
0.62
Provision Coverage Ratio %
87.92
87.92
88.08
88.58
89.83
90.90
90.90
(with technical write-off)
Provision Coverage Ratio %
44.37
44.37
45.66
50.12
56.16
55.93
55.93
(without technical write-off)
*Accounts classified as NPA and upgraded or recovered during the same period are not considered
TAB
Tamilnad
Mercantile
Bank Ltd
www.tmb.in
23
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