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Investor Presentaiton

History of Growing and Consistent Dividends Dividend History¹ ($ per share) Supplemental dividend of $0.02 in 2021 $0.36 $0.35 $0.35 $0.35 $0.34 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.33 $0.32 $0.31 $0.30 $0.29 $0.28 $0.28 $0.28 $0.27 $0.27 $0.27 $0.27 $0.26 Q1 Q2 Q3 2017 2017 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018 Q4 Q1 Q2 Q3 2018 2019 2019 2019 Q4 Q1 Q2 Q3 Q4 2019 2020 2020 2020 2020 Q1 Q2 Q3 2021 2021 2021 Dividend Coverage ($ per share) 1.0x 1. نه Full Dividend Coverage from Distributable Earnings² 1.2x 1.1x 1.0x 1.1x $1.54 $1.43 $1.41 $1.36 $1.13 Dividend $1.32 Dividend $1.32 Dividend $1.38 Dividend $1.16 Dividend $1.08 2017 2018 2019 2020 Q3 2021 LTM Distributable Earnings There is no assurance that dividends will be paid at historical levels or at all. Beginning in Q4 2020, the non-GAAP financial measure of Core Earnings was renamed to Distributable Earnings. See page 25 for Distributable Earnings definition and page 23 for Reconciliation of Net Income to Non-GAAP Distributable Earnings. 11 ARES COMMERCIAL REAL ESTATE CORPORATION
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