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Investor Presentaiton

Profit & Loss Overview SOUTH INDIAN Bank Rs. Cr. Q1 FY21 Q1 FY20 Y-0-Y (%) Q4 FY20 Q-0-Q (%) Net Interest Income 587 536 10% 596 (2%) Other Income 285 182 57% 394 (28%) - Core Fee Income 139 120 15% 156 (11%) -Treasury & Forex 146 61 138% 238 (39%) Total Income 872 718 22% 990 (12%) Operating Expenses 468 400 17% 457 2% Operating Profit 404 318 27% 533 (24%) Provisions & 293 205 43% 724 (60%) Contingencies Profit Before Tax 111 113 (2%) (190) NA Provision for Tax 29 39 (26%) (47) ΝΑ Profit After Tax 82 73 11% (144) NA 37

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