HOUSING DEVELOPMENT CORPORATION Investors Presentation

Presenters Ahmed Shaam Chief Financial Officer Mohamed Sharah Financial Controller Ahmed Aslam Chief Accountant HOUSING DEVELOPMENT CORPORATION ■Over 14 years experience in finance and accounting ■Certified ACCA affiliate member with a Bachelors Degree in Accounting and Finance ■Over 7 years experience in finance and accounting ■MSC Finance from Thammasat University, Thailand and BBA, Finance from NUS Over 10 years experience in finance and accounting ACMA and CGMA holder with a Master's Degree in Islamic Finance Practice from The Global Institute of Islamic Finance 2

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