Investor Presentaiton

Solid loan and deposit portfolio growth LOAN PORTFOLIO +11.6% +19.0% +0.7% +1.0% 15,579 16,169 16,289 14,601 14,789 DEPOSIT PORTFOLIO 29 All currency data are in GEL mln unless otherwise stated +3.7% +10.6% +3.4% +3.6% 14,517 14,003 13,944 14,038 13,313 8,820 8,715 54% 8,571 8,351 56% 8,611 55% 55% 8,848 8,190 8,612 8,765 60% 59% 8,334 63% 61% 59% 63% 6,030 41% 6,438 44% 6,969 45% 7,349 45% 7,574 46% 5,156 37% 5,755 41% 4,979 37% 5,426 39% 5,752 40% Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 Mar-21 Jun-21 Sep-21 Dec-21 Mar-22 ■Net loans, GEL Net loans, FC ■Client deposits and notes, GEL Client deposits and notes, FC Growth on a constant currency basis

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