Bank of Georgia Financial Overview

Strong external inflows underpinning economic growth Export of goods Export of goods, US$ bn -% change y-o-y Import of goods Import of goods, US$ bn -% change y-o-y 2.0 1.6 1.2 0.8 50% 5.0 1.6 1.5 40% 4.0 30% 3.0 14.8% 20% 2.0 50% 3.6 3.7 40% 30% 20% 11.8% 0.4 10% 1.0 10% 0.0 0% 0.0 0% -0.4 -10% -1.0 -10% 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 Remittances Tourism inflows Remittances inflow, US$ bn --% change y-o-y 2.0 150% 16 2.0 1.6 120% Tourism revenues, US$ bn --Tourism revenues, % of 2019 level --Tourist (overnight) trips, % of 2019 level 1.2 90% 1 1.5 1.3 1.1 0.8 60% 1.0 0.4 30% 0.5 0.0 0% 150% 115.0% 120% 87.2% 90% 1.0 60% 0.8 30% -0.4 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 -10.5% 2Q23 -30% 0.0 0% 1Q21 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 6 Source: GeoStat, NBG, GNTA

View entire presentation