Investor Presentaiton

HISTORY OF SUSTAINABLE GROWTH IN JAPAN Face Amount of Individual Policies In Force(1) ($ in billions) $679 $650 $623 $592 $606 3% Annual Growth 2013 2014 2015 2016 2017 1) As of December 31st for each period presented. Foreign denominated activity translated to U.S. dollars at uniform exchange rates for all periods presented (Japanese yen 111 per U.S. dollar). Prudential Tokyo Investor Day 9.27.2018 11

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