Investor Presentaiton

Investment Rationale Building the "Neobank" platform infrastructure to power MSMEs Ch Unique - API infrastructure provider with lending capability • Go To partner for financial inclusion use cases Well-integrated hook product to higher margin product journey • Strong cross-sell synergies among subsidiaries Large addressable market Tech-centric model Delivering impact Public Listed, • • • 63 Mn+ MSMEs* and 89 Mn rural retailers~ AePS Transactions value to touch 6.4 Lakh Cr by FY25 (exp 3- yr CAGR @ 23%)~ DMT to touch *3.4 Lakh Cr by FY25 (exp 5-yr CAGR @11%)~ A scalable tech platform powered by our own switching capabilities and with a partner-led distribution model across India gives us: • Gol^ focus on financial inclusion . provides significant Ability to process transactions at low cost Low CAC market access Fee/ commission-led revenue Opportunity for transaction-led credit Profit with purpose enterprise to drive financial inclusion through our: • Rural reach • Accessibility to banking services Partner model enabling income augmentation • Strong Board, Management & Investor support BSE Listed and professionally managed Received a BBB- /Stable rating from CRISIL Well aligned interests of management & stakeholders via ESOPs. High pedigree institutional shareholders support tailwinds Well Capitalized. Steadily moving towards Profitability Source: *Gol MSME 2023 Report; "Disclosed data of publicly listed companies; ^Government of India 21

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