Fourth Quarter, 2023 Financial Overview

Key Messages Performance underpinned by our client-focused strategy and financial strength CIBC Strength in Financial Results Advancing our Competitive Advantages Well-Positioned for Growth Strong margins Positive operating leverage Strong allowance coverage Balance sheet strength Mass affluent and private wealth franchise Digital banking solutions Connectivity Simplification & efficiencies Client-focused strategy Disciplined resource allocation Experienced leadership Fourth Quarter, 2023

View entire presentation