2Q 2022 INVESTOR PRESENTATION

Financing Increase in gross financing of 4% during 1H 2022 from 17% growth in retail financing Financing, Gross (SARbn) Financing, Gross Movement YTD (SARbn) +4% 123.5 125.5 130.3 133.0 135.1 2.7 130.3 2.2 97.1 98.8 102.3 102.1 102.2 +4% (0.5) مصرف الإنماء alinma bank 0.4 135.1 26.4 26.7 28.0 30.8 32.9 QoQ 2Q 21 +2% 3Q 21 +4% 4Q 21 +2% 1Q 22 +2% 2Q 22 Retail Corporate gross 4Q 21 Total financing, Home financing Personal & other Corporate retail financing SME Total financing, +16% +19% -1% +10% gross 2Q 22 Financing, Gross Composition (SARbn) 76% 135.1 2Q 2022 INVESTOR PRESENTATION Financing, Gross Composition (SARbn) Corporate 12% 24% Retail SME 12% 135.1 Home financing 3% Non-retail 73% Personal & other retail financing Management Commentary ■ Gross financing grew 4% during 1H 2022. ■ Retail financing grew 17% YTD from strong momentum in home financing (+16%) and ☐ personal & other financing growth (+19%). Corporate financing was stable YTD as a 1% decline in large corporate financing was offset by an 88% rise in mid-corporate and a 10% increase in SME financing. 24/50

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