ANZ 2022 Full Year Debt Investor Presentation
ANZ 2022 Full Year Debt Investor Presentation
NEW ZEALAND DIVISION - FINANCIAL PERFORMANCE
Balance Sheet
Income
NLAS¹ (NZDb) & NIM
NII/OOI Contribution (NZDm)
Expenses / FTE
Expenses (NZDm)
Credit Quality / RWAs
Total Provision Charge (NZDm)
Profit and Returns
Cash Profit (NZD)
131
135
139
140
1,731
241
1,819 1,854
245
260
2,067
238
734
711
728
657
2.32%
2.35%
2.33%
2.59%
1,829
1,490
1,574 1,594
61
920
55
819
839
793
56
-7-11
-57
-18
-18
-22
-63
Mar 21
Sep 21
Mar 22
Sep 22
1H21
2H21
1H22
2H22
1H21
2H21
1H22 2H22
1H21 2H21 1H22 2H22
1H21
2H21
1H22 2H22
NLAS
NIM%
Net Interest Income
IP
CP
Other Operating Income
Customer Deposits (NZDb)
Business Contribution² (NZDm)
FTE
Risk Weighted Assets EOP (NZDb)
Return
108
108
2,067
6,691
7,060 7,026
6,873
75
77
77
5.33%
71
102
102
1,731
45
47
50
46
508
1,819
569 600
1,854
28
4.88% 4.98% 4.92%
659
2.31% 2.17% 2.23% 2.37%
36
34
36
40
1,220
1,252
1,226 1,402
21
21
22
22
Mar 21
Sep 21
Mar 22 Sep 22
1H21
-2
2H21
Mar 21
Sep 21
Mar 22 Sep 22
Mar 21
Sep 21
Mar 22 Sep 22
1H21
2H21
1H22
2H22
Savings
Transact
Term Deposit
Personal
Business
1H22 2H22
Other
Revenue/Avg RWA
Return/ Avg RWA³
Basis: Continuing Operations Excluding Large / Notable items
1. NLAS: Net Loans & Advances
2.
3.
During 2H21 & 1H22 business units were reorganised from Retail and Commercial to Personal and Business which resulted in some customer re-segmentation
Cash profit divided by average Risk Weighted Assets
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