Q2 FY24 Key Highlights - OSBI Card

Key Business Metrics New Accounts (Lacs) 16.34 13.71 12.95 11.42 10.97 12% YOY 4% QOQ Cards-in-force (Cr) Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Retail Spends (Cr) 1.48 21% YOY 3% QOQ 1.79 1.73 25 MAKING LIFE SIMPLE OSBI card Receivables (Cr) 19% YOY 4% QOQ! 45,078 43,271 37,730 21% YOY 5% QOQ Sep'22 Jun'23 Sep'23 Sep'22 Jun'23 Sep'23 58,347 61,446 54,562 55,520 50,895 Q2 FY23 Q3 FY23 Key Insights: Q4 FY23 Q1 FY24 Q2 FY24 Corporate Spends ( Cr) 16,166 14,273 15,565 11,411 17,718 55% YOY 14% QOQ Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 Gross addition at 11.4 lacs consistent to PQ Continuing growth in Retail & Corporate spends (~ 22% of overall spends) and Receivables. IBNEA stable at 62%.

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