Canadian Bail-in Regime Update

Legislative Programme Summary CIBC Programme Size Ratings Asset Percentage Currency Guarantor Listing Law Collateral Pool Eligibility Arrangers Tenor Coupon Bullet Type ECBC Covered Bond Label CAD 60,000,000,000 Aaa / AAA by Moody's / Fitch Currently at 93.0% Most Convertible Currencies CIBC Covered Bond (Legislative) Guarantor Limited Partnership Luxembourg Canadian Legislative Framework (National Housing Act) Canadian uninsured residential loans CIBC / HSBC 3-10 year expected issuance Fixed or Float Hard or soft [All issuance to date has been soft] Joined in 2018 38

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