Canadian Retail: Loans and Provisions Financial Overview
Why Invest in Scotiabank?
Leading bank in the
Americas
•
•
Six core markets: Canada, US, Mexico, Chile, Peru and Colombia
~90% of earnings from the Americas
Diversified exposure to high
quality growth markets
,
Increasing scale and market
share in core markets
$ Strong risk culture: solid credit
quality, well provisioned
☑
Acceleration in Digital
Banking in 2020
•
•
Only universal bank with full presence in all Pacific Alliance countries
Unique Americas footprint provides diversified exposure to higher
growth, high ROE banking markets
229 million people in the Pacific Alliance countries comprise the 6th
largest economy in the world
•
Competitive scale and increasing market share in core markets
Competitive advantages in technology, risk management, and funding
versus competitors
• Increased scale in Wealth Management and P&C businesses via M&A
•
Strong Canadian risk management culture with strong capabilities in AML
and cybersecurity
Focus on secured and investment-grade lending
•
$7.8 billion in allowances as of Q4/20
• Increased Digital Adoption to 48%
Surpassed target for In-Branch Financial Transactions of <10%
Named "Best Bank in North America for Innovation in Digital Banking
#1 ranking for "Online Banking Satisfaction" - J.D. Power
8View entire presentation