Investor Presentaiton
IFS - Personal Finance
Volumes and risks
Average outstandings (€bn)
TOTAL CONSOLIDATED OUTSTANDINGS
%Var/4Q20
%Var/3Q21
%Var/2020
at constant
at constant
at constant
4Q21
historical
scope and
exchange
rates
historical
scope and
exchange
rates
2021
historical
scope and
exchange
rates
91.2
+0.6%
+0.2%
106.1
+0.9%
+0.5%
+0.9%
+1.4%
+1.0%
90.9
-1.0%
-1.0%
+1.2%
104.7
-1.7%
-1.3%
TOTAL OUTSTANDINGS UNDER MANAGEMENT (1)
(1) Including 100% of outstandings of subsidiaries not fully owned as well as of all partnerships
Cost of risk/outstandings
Annualised cost of risk/
outstandings as at beginning of
4Q20
1Q21
2Q21
3Q21
4Q21
period
France
-1.27%
1.10%
0.35%
1.04%
1.41%
Italy
3.14%
1.70%
1.05%
1.28%
0.70%
Spain
7.13%
2.07%
4.54%
1.88%
2.37%
Other Western Europe
2.40%
0.96%
1.15%
1.08%
1.57%
Eastern Europe
6.34%
1.39%
2.47%
1.00%
1.51%
Brazil
8.70%
4.75%
7.49%
5.79%
7.05%
Others
3.62%
1.72%
2.14%
1.75%
1.67%
Personal Finance
2.53%
1.38%
1.47%
1.30%
1.50%
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 76View entire presentation