Investor Presentaiton
PUBLIC
Key Strengths
High credit ratings and among the
top brand values regionally
A Leading market position in Kuwait
NBK has one of the highest credit ratings in the MENA region
Named the most valuable banking brand in Kuwait and has
featured among the biggest Middle East brands by Brand Finance
NBK enjoys a dominant market share across various business
segments in Kuwait
The Bank has one of the largest and most diversified distribution
networks, including its digital channels
Sound and consistent
financial performance
Long history of profitability, even throughout the global financial
crisis
Excellent asset quality with an NPL ratio standing at 1.42% at
end-2022
Strong liquidity serving as a buffer in times of need
Stable shareholder base and
strong management team
Established in 1952 by a group of leading Kuwaiti merchants and
has retained the same core shareholder base since
NBK's stable shareholder base is complemented by a strong and
stable Board of Directors and a long-serving executive team with
in-depth experience
الوطني
NBK
Only banking group in Kuwait to provide
both conventional and Islamic banking
Following its consolidation of Boubyan Bank in 2012, NBK
became the only banking group in Kuwait to offer both
conventional and Islamic banking services
This has allowed the Bank to leverage off the opportunities across
both markets, particularly given the growing importance of Islamic
Finance in Kuwait
A strong regional and
international network
Operations in 13 countries, 7 of which are in the MENA region.
The Bank focuses on organic growth in its key growth markets in
the MENA regions with special emphasis on digital banking.
And remains opportunistic for any potential transaction that has
strategic synergies and creates value
Strong wealth management capability
NBK has established a strong global wealth management
platform that builds on client accessibility in the region, offering
best-in-class products and services and a seamless client
experience throughout its global network
A well-defined sustainability strategy
NBK's leadership is deeply committed to the bank's sustainability
journey and views sustainability as integral to business
performance
Very ambitious and transformational ESG strategy with full
management ownership and board oversight
National Bank of Kuwait
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