Investor Presentaiton

Overview of Macquarie Operating Groups 1Q24 Update Outlook Appendix Strong regulatory ratios. Bank Group Level 2 Ratios (Jun 23) 20.0% 18.1% 16.0% 8.0% 250% 250% 200% 211% 200% 5.9% 6.0% 150% 13.6% 5.2% 12.0% 4.0% 8.0% 4.0% 0.0% CET1 ratio 2.0% 0.0% Leverage ratio Bank Group (Harmonised³) 100% 50% 0% LCR² Bank Group (APRA) 150% 115% 100% 50% 0% NSFR² APRA Basel III minimum4 1. Average LCR for Jun 23 quarter is based on an average of daily observations. 2. APRA imposed a 15% add-on to the Net Cash Outflow component of the LCR calculation, and a 1% decrease to the Available Stable Funding component of the NSFR calculation, effective from 1 Apr 21. The LCR Net Cash Outflow add-on increased to 25% from 1 May 22. 3. 'Harmonised' Basel III estimates are calculated in accordance with the updated BCBS Basel III framework, noting that MBL is not regulated by the BCBS and so impacts shown are indicative only. 4. The minimum requirement for the CET1 ratio in accordance with the Prudential Standard APS 110 - Capital Adequacy (APS 110) is 8.75% which includes the industry minimum CET1 requirement of 4.5%, CCB of 3.75% and a CCyB. The CCyB of the Bank Group at Jun 23 is 0.63%, which is rounded to 0.5% for presentation purposes. The individual CCyB varies by jurisdiction and the Bank Group CCyB is calculated as a weighted average based on exposures in different jurisdictions at period end. The minimum leverage ratio requirement is 3.5% per APS 110. The minimum requirement for LCR and NSFR is 100% per Prudential Standard APS 210 Liquidity. O Macquarie Group Limited 44

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