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Behaviouralized ALM snapshot
(as of 30 June 2023)
B FINSERV
BAJAJ
* in Crore
Particulars
1-7 D
8-14 D
15-30 D
>1-2 M
>2-3 M
>3-6 M
>6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
994
300
850
248
83
718
0
3,192
Advances
698
595
653
1,455
1,405
3,985
6,878
18,898
11,415
20,351
66,334
Other inflows
0
318
273
2,205
489
4,088
Total Inflows (A)
1,692
895
1,822
1,977
3,610
4,556
11,684
Cumulative Total Inflows (B)
1,692
2,588
4,409
6,386
9,996
14,552
26,236
4,542
23,440
49,676 63,028
1,937
7,470
21,323
13,352
27,821
90,849
90,849
Borrowings
105
72
318
460
1,700
2,166
9,695
21,415
14,468
8,161
58,560
Capital Reserves and Surplus
10,965
10,965
Other Outflows
1,094
543
1,036
965
745
1,730
4,542
Total Outflows (C)
1,199
615
1,354
1,425
2,445
3,897
14,237
5,843
27,258
602
4,225
21,324
15,069
23,351
90,849
Cumulative Total Outflows (D)
1,199
1,814
3,168
4,593
7,038
10,934
25,172
52,429
67,499
90,849
Mismatch (E = A - C)
493
280
468
552
1,165
660
(2,554) (3,818) (1,717)
4,471
Cumulative mismatch (F = B-D)
493
773
1,241
1,793
2,958
3,618
1,064
(2,753) (4,471)
(0)
Cumulative mismatch as % (F/D)
41%
43%
39%
39%
42%
33%
4%
-5%
-7%
0%
Permissible cumulative gap %
-10%
-10%
-20%
Additional borrowings possible
2,342
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