Q3 2022 Financial Performance Review
MKB
Clients' deposits increased by 8.8% annually, mainly driven by sight deposit
BANK Business Performance - Standard Business - Deposits and Savings
37
32
Standard business
Standard business -
Standard business -
Client savings (HUF bn)
Client deposits by type (HUF bn)
Number of active clients (thousands)
4,204.5
4,446.3
24.3
21.1
458.3
4,497.3
39.1
433.4
AY/Y
AY/Y
4,473.5 4,375.0
A Y/Y
41.2
440.0
35.4
+67.9%
+8.79%
1,534.6
8.2.
1,546.5
8.2
1,545.2
8.3
1,529.4
8.2
427.8
1,514.7
8.7.
+5.8%
435.2
-1.7%
2,974.3
3,045.8 3,013.7
2,999.5
2,757.2
989.4
979.1
978.6
912.3
991.0
-7.9%
189.0
187.9
190.1
187.3
184.5
-1.8%
+9.5%
2,495.9
2,571.3 2,537.1 2,517.2
2,299.6
+8.8%
1,338.4
1,349.3
1,346.8
1,334.0
1,321.5
2,974.3 3,045.8
3,013.7
2,999.5
2,757.2
-1.3%
Q3 2022
Q2 2022
Investm. certificates (own)
Q3 2021
Deposits
Government securities
Q4 2021 Q1 2022
Investm. certificates (external)
457.6
478.4
474.5
476.6
482.3
+5.4%
Q3 2021
Q4 2021
Q1 2022
Term
Q2 2022
Sight
Q3 2022
Q3 2021
Q4 2021
Q1 2022
Q2 2022
Q3 2022
Retail (Mass & Premium)
Micro business
Small business
Standard business segment savings increased by 4.1% y/y (+HUF 170.5 bn). With the increasing inflationary pressure in 3Q 2022, savings of the retail segment
decreased by a small extent of 2.2%.
Client deposits increased by 8.8% on an annual basis (+HUF 242.4 bn y/y), driven by the growth of sight deposits. Sight deposit accounts for around 84% of the total
standard business portfolio in Q3. Despite the deposit portfolio decreased by 0.5% q/q in 3Q, the portfolio structure also shifted towards the term deposits.
MKB had over 1.5 million active clients within its standard business line.View entire presentation