Investor Presentaiton

Chola Enter a better life Punjab (26) Chandigarh (1) Haryana (40) Strong Geographical Presence Jammu & Kashmir (7) Himachal Pradesh (16) -Uttarakhand (20) murugappa 571 593 516 540 1191 1204 1267 1309 Delhi (5) Rajasthan (89) UP (83) Bihar (44) Gujarat (68) Madhya Pradesh (91) Dadra & Nagar Maharashtra (150) Haveli (1) Goa (3) Arunachal Sikkim Pradesh (1) Assam (30) FY23 Q1 FY24 Q2 FY24 Q3 FY24 Physical Branch ■RL Meghalaya (3) Mizoram (1) 25% 25% 24% 24% Tripura (4) 23% 22% 23% 24% West Bengal (64) Jharkand (29) 22% 22% 22% 22% Chhattisgarh (73) Odisha (59) BETT 30% 31% 31% 30% Telangana (45) Karnataka (84) Andhra Pradesh (57) Andaman & Nicobar (1) Puducherry (2) Tamil Nadu (158) FY23 Q1 FY24 Q2 FY24 HOM Q3 FY24 ■South North West East 7% 13% 7% 12% 6% 12% 6% 11% Kerala (53)- 1309 branches across 29 states/Union territories: 1254 VF, 778 LAP (770 co-located with VF), 648 HL (608 co-located with VF), 420 CSEL (419 co-located with VF), 377 SBPL, 69 SME (all co- located with VF) & 6 locations for Head office Functions and Operations in Tamil Nadu • 90% locations are in Tier-III, Tier-IV, Tier V and Tier-VI towns Note: Figures in brackets represents total no. of branches as on 31st Dec 2023. 80% 81% 82% 83% FY23 Q1 FY24 Q2 FY24 Q3 FY24 Rural Semi-Urban Urban 15

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