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Investor Presentaiton

SUPPORT OF POSITIVE LOCAL IMPACT ACROSS GEOGRAPHIES Strengthen positive impact for clients At the heart of the new SG bank in France . A bank deeply rooted in 11 regions with a comprehensive and adapted ESG offer for clients . Deployment of local expert ESG teams Close partner of non-profit organisations and local authorities Ecosystem of partners to accompany our clients in their transition را carbo namR ecovadis Financing local infrastructures across sectors Supporting healthcare across geographies . Financing new hospitals and equipment with most advanced technologies . Improving access to health services and telehealth PHILIPS Healthcare H VAMED HIPPOCRATES HOLDING Driving the sustainable mobility transformation . Facilitating access to transport in underserved territories . Financing widespread deployment of Electric Vehicles and charging infrastructure ALD Automotive HYUNDAI Rotem Allego> Extend our inclusive offer Maintaining a strong responsible relationship with students (#1 distributor of state-guaranteed student loans in France(1)) . Supporting our fragile clients in all geographies . Increasing to EUR 200m microfinance outstandings in Africa by 2025 Leading European bank in telecommunications . Bridging the digital divide in low-density areas Financing technological progress in interconnection open fiber BANQUE des tdf TERRITOIRES eurofiber (1) Partnership with BPI France SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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