BMW Group Investor Presentation

BMW GROUP FINANCIAL SERVICES AT A GLANCE. Global Presence as of 12/2017 Business Lines as of 12/2017 Global Operations in 58 Countries Retail Finance € 88.8 bn Dealer Finance € 19.2 bn ~ 4.9 Million Serviced Retail Contracts EU Bank 21% Americas 28% 18% Asia, Pacific EMEA 33% BMW Group Investor Presentation, December 2018 Alphabet Fleet Business € 12.4 bn ALPHERA Financial Services Multi Make Financing € 6.7 bn Insurance 3.6 mn contracts BMW Credit Card 5192 5010 12345679 JULIA REUDE 05/25 MasterCard Banking € 10.4 bn Page 36

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