Business Trends and Strategic Changes

Key Standalone Financials Gross Income (Rs. crore) 1,401 1,262 1,273 1,762 Cost to Income Ratio (%) SATIN C ⑥SATT 64.8% 58.0% 53.8% 49.7% FY20 FY21 FY22 FY23* FY20 FY21 FY22 FY23 NII PAT NII and PAT (Rs. crore) 824 659 656 FY20 156 FY21 -14 FY22 40 1,186 264 FY23* *There is an extraordinary income on account of fair value change for investment in subsidiaries amounting to Rs. 352 crore during Q1FY23 Opex to Avg AUM (%) 6.2% 6.0% 5.3% 6.3% FY20 FY21 FY22 FY23 36

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