Investor Presentaiton

8 Core EPS+ (diluted) Strong earnings targets built on solid track record IFRS 9 & 17 expected impact on core EPS and core ROE: FAVOURABLE Core ROE+ (diluted) TRACK RECORD 11.4% 2015-2021 6-year CAGR $7.12 10%+ growth on average per year $8.31 $9.00 MID- GUIDANCE 2020 2021 2022 2023 2024 TRACK RECORD 13.2% 2017-2021 5-year average 2022 target 13%-15% 14.2% 13.1% 13.3% 2019 2020 2021 + This item is a non-IFRS measure; see the "Non-IFRS and Additional Financial Measures" section at the end of this document for relevant information about such measures.

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