Bajaj Allianz Corporate Update

BAGIC - Key Strategic Differentiators B Allianz BAJAJ Caringly yours STRATEGY Strive for market share growth in chosen segments through a well-diversified product portfolio and multi-channel distribution supported by prudent underwriting DIFFERENTIATORS Strong selection of Risk & prudent underwriting Balanced Product Mix Deep and wide distribution Retail & Commercial orientation Investments in technology with focus on all stakeholders - "Caringly yours" Industry leading combined ratios consistently over time ■ Business construct is to deliver superior ROE Diversified product portfolio offering across retail and corporate segments ■ Continuous innovations in product features to maintain competitive edge ■ Multi channel distribution network encompassing multiline agents, bancassurance, broking, direct, and ecommerce network serving all segments Focus on Penetrating Small Towns (Geo Model) Focused on retail segments (mass, mass affluent & HNI) & commercial segments (SME & MSMEs) while maintaining strong position in large corporates & government business Deep investments in technology to drive efficiencies for the Company and convenience for all stakeholders - Customers, distributors and employees 18

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