Investor Presentaiton
Basic strategy 1: Strengthen earning power
-Evolution (deepening) of regional financial business and reinforcement of earnings structure―
1-2 Corporate Customer Strategy
-Deeper risk-taking and consulting capabilities starting with business feasibility assessments―
TOCH
GN
TOCHIGI BANK
We will meet the diverse needs and expectations of our customers by deepening our sales activities with a focus
on solutions to issues, starting with business feasibility assessments based on the relationship skills and in-
depth dialogue we have cultivated over the years.
More core customers and larger share of business
Starting with business feasibility assessments
Supporting development of
key industries
Relationship skills
Area analysis
Industry analysis
In-depth dialogue
Deeper risk-taking
Deeper consulting
(Manufacturing, Healthcare, Agriculture,
Environment, etc.)
Item (KPI)
2026/3
Business
lending
Growth
Establishment
of Risk-taking System
Continuous financing support based
on in-depth business feasibility
assessment through dialogue
Solutions
Selection and Concentration
of Key Issues
Support for strengthening business
sustainability through consulting from
a new perspective and expansion of
business contents
Number of cases of consulting
Lending amount originated resulting from
the above consulting services
Increase in the number of core customers
7,850 cases
(for 3 years)
¥160.0 billion
(for 3 years)
750 customers
(for 3 years)
Core customers: Customers with a certain credit and investment
balance, continuous transactions and services on multiple
transaction items, etc.
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