First Quarter Group Results

Consolidating Earnings and Profitability Zenith Group continues to deliver attractive earnings profile, supported by diversified revenue base. Gross earnings (N'Bn) ■ Gross earnings grew by 41% YoY from N192 billion in Q1 2022 to N270 billion on Q1 2023. ■ PBT increased by 27% YoY from N68 billion in Q1 2022 to N87 billion in Q1 2023. 270 192 158 167 157 Mar 19 Mar 20 Mar 21 Mar 22 Mar 23 PBT (N'Bn) 68 99 61 57 59 80 87 Mar 19 Mar 20 Mar 21 Mar 22 Mar 23 © 2023 ZENITH BANK PLC | First Quarter Group Results Presentation to Investors & Analysts | Page 14

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