Investor Presentaiton

口中銀香港(控股)有限公司 BOC HONG KONG (HOLDINGS) LIMITED Consistently Solid Asset Quality NPL Ratio below Market Average * 0.98% 0.88% 2021.12 0.27% 0.46% 2022.06 Market Average BOCHK Provision Remains Sufficient HK$m 0.21% 0.15% 1,726 1,197 1,051 733 316 504 359 (40) 1H2021 1H2022 Credit Cost Market data source: HKMA *As at end of March 2022 Net Charge of Impairment Allowances - Advances and Other Accounts Stage 1 Stage 2 Stage 3 19

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