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Investor Presentaiton

Key Ratios (Y-o-Y) DCB BANK Yield on Advances (%) Cost of Funds Cost of Deposits Net Interest Margins 11.06% 11.05% 6.62% 3.93% 10.71% 6.49% 3.59% 3.56% 6.16% 6.11% 6.05% 6.03% FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Cost to Average Assets Cost to Income Ratio Return on Assets Return on Equity 2.80% 63.00% 2.45% 2.19% 55.96% 0.97% 11.70% 48.87% 0.87% 9.99% 0.70% 7.92% FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 31

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