Investor Presentaiton
33
33
M EUR
4500
4000
3500
3000
2500
2000
1500
1000
500
0
2009
Balanced Growth in the Credit Portfolio
.
•
Total lending was EUR 4,188 M June 30, 2020
•
Selective lending to high quality borrowers.
•
.
Asset quality prioritised over lending volume growth and higher returns
Lending must always be made in consideration of safeguarding Bank of Åland's strong
brand and market reputation
Loan loss level 0.08 % in Q2 2020 and 0.22 % in H1 2020
2010
2011
2012
2013
2014
2015
2016
2017
Total Receivables
2018
2019
Q2 2020
■Public and non-profit sector
■Companies
■Private individuals
M EUR
Receivables from the Companies
1400
1200
1000
800
600
400
200
0
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
Q2 2020
Other industry and crafts
Construction
Agriculture, forestry and fishing
■Other service operations
Hotel and restaurant operations
■Financial and insurance operations
Other real estate operations
■ Housing operations
■Wholesale and retail trade
■Shipping
ÀLANDSBANKENView entire presentation