Investor Presentaiton

9 Bank of Åland - a relationship bank with focus on Private Banking and Premium Banking customers An Overview The Vision • • • . Established in 1919 on Åland Islands Listed since 1942 on NASDAQ OMX Helsinki Total assets of EUR 5,558 M, as of Dec 31, 2018 Actively managed assets of EUR 5,177 M, as of Dec 31, 2018 Approximately 700 employees Operations in the Åland Islands, Finnish mainland and Sweden. More than 200,000 customers and top-ranked in customer loyalty A long-standing tradition of stability and very low credit losses At the forefront for introducing new products in Finland Create value for ambitious individuals and companies that appreciate relations: • Private Banking since 1982 Premium Banking since 2004 Core values Service Finance ➤ Lifestyle ➤ Safety ÀLANDSBANKEN

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