2013 Awards and Strategic Priorities
Loan and Deposit Trends
Emirates NBD
Highlights
Signs of modest pickup in new
underwriting across all business
segments with 9% growth in gross
loans from Q1 2012
Trend in Gross Loans by Type (AED billion)
+9%
234
238
227
+2%
219
223
176
179
181
-172-
Balance sheet optimisation
168
initiatives successful in improving
deposit mix:
22
21
21
22
23
28
30
30
33
34
-1
0
0
0
-0
-
Growth of 7% in deposits
Q1 12
Q2 12
Q3 12
Q4 12
Q1 13
-
Corporate
Consumer
Islamic
Treasury
-
CASA growth of 19% or AED 16
billion from Q1 2012
46% of total deposits in the form
of CASA at end of Q1 2013
compared to 41% and 43% at end
of Q1 2012 and Q4 2012
respectively
Trend in Deposits by Type (AED billion)
+7%
209
208
214
223
214
2
1
1
2
-3%
120
122'
122
119
123
+19%
85
88
90
91
101
Q1 12
Q2 12
Q3 12
Q4 12
Q1 13
Other
Time
CASA
24
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