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Investor Presentaiton

Akbank at a glance Outstanding Talent + 12K employees 38 yrs avg age of employees Redesigned & flexible working model for HQ post- pandemic: c. 55% remote-working ▸ c. 35% hybrid-working ► C. 10% onsite 53% women employees 11% PhD and Master's Degree State of the art technology Brand new data center Completed migration during pandemic · Uptime Tier 3 Certified +150K man-day gain (1) 55% Reduction in mainframe usage 1st Large-scale Turkish bank to achieve agile transformation 35% Reduction in time to market Harnessing Al & analytics for business solutions ► Doubled analytical data in 2 yrs ▸ Intensive Data Governance Prog. with +30 domains Al powered underwriting with +3500 parameters (1) Achieved with automating IT operations in 2020 ESG driven by actionable targets TL 200 bn sustainable loan financing until 2030 1st Turkish bank to issue green bond during Covid-19 (USD 50 mio) TL 25 bn sustainable finance provided in 2021(2) Increase # of financially empowered people ► Akbank FAV for university students Become a carbon- neutral bank by 2025 60% of electricity sourced via wind power Increase Social Return on Investments ► Akbank Youth Academy reached 40K students in 2021 (2) Based on bank-only MIS data, includes: Granted SME loans (assessed through ESMS) & renewable loans, and ESG-type Eurobond & syndicated loan purchases (3) Since the beginning of 2020 Excellence in Customer Experience 711 branches ▸ c. 70% are phygital with paperless & mobile experience designs 6.6 mn Digital banking customers +7 pp Mobile NPS (3) 1st "NO PAN" Credit Card in Turkey Digital POS Easy & quick onboarding for SME merchants AKBANK
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