Investor Presentaiton

While state pension receipt is expected to rise in most East Asian countries, in Indonesia it is expected to fall. Share of Today's Retirees Receiving and Share of Today's Workers Expecting to Receive Income from the State Pension System Today's Retirees Today's Workers 100% 90% 80% 68% 68% 68% 70% 60% 61% 59% 60% 55% 54% 49% 50% 45% 44% 40% 30% 20% 10% 0% Indonesia GAI Vietnam Global Aging Institute Thailand Taiwan 95% 91% 89% 89% 86% 83% 79% 65% 55% Philippines South Korea Malaysia Singapore Hong Kong China 9

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