Investor Presentaiton
Financial Performance - Year
Baht mn
2013
2014
2015
2016
Growth (%)
YOY
Net interest income
55,879
58,997
57,510
63,998
11.3%
Net fee income
21,239
21,726
24,071
24,492
1.7%
Non-interest income
35,579
37,860
45,219
41,860
-7.4%
Total income
91,457
96,857
102,728
105,858
3.0%
Operating expenses
37,947
43,087
45,045
50,505
12.1%
Provisioning expenses
8,593
8,687
14,654
15,728
7.3%
Net profit/1
35,906
36,332
34,181
31,815
-6.9%
EPS/1 (Baht per share)
18.81
19.03
17.91
16.67
-6.9%
NIM
2.36%
2.37%
2.16%
2.34%
0.18%
Net fee income ratio
23.2%
22.4%
23.4%
23.1%
-0.3%
Cost to income ratio
41.5%
44.5%
43.8%
47.7%
3.9%
ROA/1
1.45%
1.39%
1.21%
1.09%
-0.12%
ROE/1
12.62%
11.66%
9.91%
8.59%
-1.32%
Note:
/1 Attributable to the Bank
Bangkok Bank
29
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