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Ratios Main Ratios 2016 2017 2018 2019 2020 2021-Q2 Equity / Assets 48.0% 29.1% 37.5% 30.8% 25.8% 22.5% ROAE* 5.9% 6.3% 7.3% 9.5% 10.4% 13.9% ROAA* 3.4% 2.3% 2.6% 2.2% 1.8% 2.1% Cost / Income* 45.5% 48.2% 33% 29.4% 42.7% 38.3% CAR 53.9% 31.4% 37.9% 32.0% 26.3% 22.4% NPL 0% 0% 0.3% 3.2% 2.4% 2.5% Cash Loans (net) / Total Assets 79.1% 79.5% 62.3% 60.6% 66.6% 68.7% (*): Excluding investment property purchased in 2018. Financial Institutions & Investor Relations 8

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