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Investor Presentaiton

Scotiabank Solid Core Growth Offset by Capital Markets Volatility net income available to common shareholders, $ millions Q1/07 Q4/07 Q1/08 434 361 367 353 316 294 282 226 187 Domestic Year over year International Scotia Capital Domestic: Strong asset & deposit growth, partly offset by margin compression International: Strong organic volume growth & acquisitions more than offset by impact of foreign currency translation & higher taxes Scotia Capital: Lower trading revenues & interest recoveries, partly offset by asset growth & lower performance related compensation Scotiabank 39 Impact of Forex Translation Q1/08 vs. Q1/07 Impact ($MM) Domestic International Scotia Capital Other Total Revenues (17) (145) (14) (10) (186) Non-interest 1 72 18 91 Expenses Net income (11) (39) 4 (10) (56) Q1/08 vs. Q4/07 Impact ($MM) Domestic International Scotia Capital Other Total Revenues (3) (16) (2) (21) Non-interest 7 3 10 expenses Net income (2) (5) 1 (6) Average exchange rate $US/$CAD Mexican peso/$CAD Q1/08 Q4/07 Q1/07 1.01 0.98 0.87 10.99 10.79 9.48 40
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