Investor Presentaiton

Consolidated Financial Position Highlights Rp billion Dec-22 Dec-23 ΔΥΟΥ Sep-23 AQOQ Placement in other Banks 1) 7,337 1,642 -77% 1,678 -2% Marketable Securities 2) 81,408 80,079 -2% 85,731 -7% Loans (gross) ³) 137,621 154,094 12% 144,722 6% Impairment Allowances (7,363) (8,086) 10% (8,497) -5% Total Assets 238,499 249,757 5% 246,998 1% Current Accounts 55,896 55,255 -1% 49,655 11% Savings 40,253 46,117 15% 45,627 1% Time Deposits 79,936 80,384 1% 88,971 -10% Total Customer Deposits 3) 176,085 181,755 3% 184,253 -1% Borrowings 4,728 2,738 -42% 4,736 -42% Subordinated Debt 156 154 -1% 155 0% Total Liabilities 204,288 212,437 4% 211,019 1% Equity 34,211 37,320 9% 35,979 4% Core Capital (Tier 1) 32,778 35,699 9% 34,100 5% Total Regulatory Capital 34,349 37,371 9% 35,720 5% > OCBC Notes: 1) Including Placement in Bank Indonesia. 2) Including Securities purchase under resale agreement. 3) Including Sharia products. +4 24

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