2Q2023 Financial Performance Summary

Income Statement bank bjb Sharia Income Statement (Rp mn) YOY 2Q22 2Q23 (%) Financing Income 375,079 443,689 +18.3% Financing Expense 111,896 168,369 +50.5% Net Financing Income 263,183 275,320 +4.6% Other Operating Income 21,378 34,964 +63.6% Operating Expense 209,829 242,903 +15.8% PPOP 74,732 67,381 -9.8% 14,552 35,349 +142.9% Loan Loss Provision Non Operating Expense 158 161 +1.9% Income (loss) Before Tax 60,022 31,871 -46.9% Tax Expense 13,205 7,012 -46.9% Net Income (Loss) 46,817 24,859 -46.9% bank bjb Syariah 37

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