ANZ 2022 Full Year Debt Investor Presentation
AUSTRALIA HOME LOANS - PORTFOLIO COMPOSITION
ANZ 2022 Full Year Debt Investor Presentation
Home Loan flows (Gross Loans & Advances¹), $b
7
1
13
12
99
7
8
4
7
00
8
3
2
8
00
8
2
2
28
28
24
26
26
24
2
24
24
8
8
8
7
Loan balance & lending flows¹, $b
11
5
19
6
7
0
7
8
278
7
7
3
13
6
221
21
16
17
=
19
19
13
25
23
15
53
1
283
-64
26
26
27
Sep 21
New Sales
excl. Refi-In
Net OFI Refi
Redraw &
Interest
Repay/Other
Sep 22
Home Loan FUM composition 1,2, $b
55
278
21
62
62
+3
283
23
63
180
185
190
156
164
-26 -26
-26
-27
-27
-27
-25
-24
272
275
-27
-26
265
-28
-30
8
-31
7
21
-33
-33
37
26
8
14
22
60
54
60
49
-1
-2
-3
2H15
1H16 2H16 1H17 2H17 1H18 2H18 1H19 2H19 1H20 2H20 1H21 2H21 1H22
2H22
Sep 18
Sep 19
Sep 20
Sep 21
Sep 22
New Sales
Net OFI Refinance
Redraw & Interest
Repay/Other
OO P&I
Inv P&I
00 1/0
Inv I/O
Equity Manager
1.
Based on Gross Loans and Advances. Includes Non Performing Loans
2.
The current classification of Investor vs Owner Occupied is based on ANZ's product category, determined at origination as advised by the customer and the ongoing precision relies primarily on the customer's obligation to advise ANZ of any change
in circumstances. Interest Only (I/O) is based on customers that request a specific interest only period and does not include loans being progressively drawn e.g. construction. ANZ Equity Manager product no longer offered for sale as of 31 July 2021
88View entire presentation