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Financial statement summary - BHFL Financials snapshot BAJAJ FINANCE LIMITED in Crore Q4 FY22 Q4 FY21 YOY FY22 FY21 YOY Assets under management 53,322 38,871 37% 53,322 38,871 37% Assets under finance 46,482 33,419 39% 46,482 33,419 39% T 1 Interest income 961 743 29% 3,482 2,877 21% | I Fee and other income 81 88 (8%) | 226 218 4% I Net gain on fair value changes on investment 16 9 78% 59 60 (2%) | Total Income 1,058 840 26% 3,767 3,155 19% Interest expenses 606 471 28% I 2,155 1,966 10% | Net Interest Income 452 369 22% 1,612 1,189 36% Operating Expenses 147 98 50% 471 329 43% Loan losses and provisions 38 30 27% 181 247 (27%) Profit before tax 267 241 11% 960 613 57% Profit after tax 198 179 11% 710 453 57% Ratios Operating expenses to Net Interest Income 32.5% 26.6% I 29.2% 27.7% I | I Loan loss to average AUF* 0.08% 0.09% 0.45% 0.80% | Earning per share - Basic (*) * 0.40 0.37 I 1.45 0.93 I Return on Average Assets* I 0.4% 0.6% 1.8% 1.5% I I Return on Average Equity * 3.0% 3.0% 11.1% 7.8% I * Not annualized 34

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