Santander Business Strategy and Financial Inclusion

Results Attributable profit decreased 32% YoY, reflecting one-off charges relating to the transformation program Attributable profit (EUR mn) 82 91 9M'21 9M'20 YoY (%) QoQ (%) 47 Profit before taxes 247 349 -29.3 +123.2 41 34 Taxes and MI -75 -95 -21.1 +50.3 Attributable Profit 172 254 -32.3 +209.5 3Q20 4Q20 1Q21 2Q21 3Q21 Santander 18

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