KASIKORNBANK Strategic Acquisition slide image

KASIKORNBANK Strategic Acquisition

K KASIKORNTHAI Other Figures Loans to GDP as of 2020 United States Thailand South Korea Japan Malaysia Singapore China ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Thai Banks' Net Loan Growth and NPL Ratio 66.9 % YoY % to Total Loans 93.5 15 5.23 6 99.7 12 3.89 5 101.1 9 2.94 2.99 3.08 3.09 3.14 3.25 3.12 2.69 4 2.44 6 2.31 2.31 3 123.9 3 152.0% of GDP 12.5 15.1 14.0 10.5 4.2 3.4 1.3 4.3 5.2 1.9 6.1 2 5.7 0 1 168.5 -3 T -0.5 2009 0 2011 2013 2015 2017 2019 2021 3 53 73 93 ;3 433 453 473 493 4;3 % YoY Net Loan Growth --% Gross NPL Ratio Note: Data on China, Korea and Japan include loans from commercial banks as well as financial institutions, the rest include loans only from commercial banks Credit Card Statistics Note: % YoY Net loans represent growth of net loans in 13 Thai commercial banks from C.B.1.1 Latest % Gross NPL is as of 3Q20 GDP Per Capita Baht % YoY -10 -15 2200RPROD 25 19.9 250,000 11.3 12.8 11.1 15 9.7 10.2 8.7 200,000 4.0 6.7 10 5 5.8 14.3 11.0 9.5 4.8 7.2 8.0 6.0 -1.1 9.4 6.2 9.2 1:3 150,000 -5 -1.6 100,000 -11.3 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Credit Card Loan Growth Spending Growth 2021 50,000 147,364 8.6 3.9 1.8 3.2 5.7 5.4 5.2 % YoY 20 2 10 0 2.9 3.2 -7.7 0 2009 163,956 170,467 185,159 192,327 195,807 202,151 213,586 225,095 236,861 243,705 224,962 I 232,176 2012 GDP Per Capita 2015 2018 % YoY 2021 -10 -20 -30 Note: The credit card statistics number includes foreign bank and non-bank credit cards Source: BOT, NESDC, NSO, CEIC Data, and KResearch บริการทุกระดับประทับใจ K KASIKORNTHAI Other Figures Population and Labor force ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Unemployment Rate 70 Million Person 60 54.0 % of Labor Force 2.00 54.5 55.0 54.8 55.2 55.6 56.0 56.3 56.6 56.8 57.2 1.69 1.64 1.50 50 1.50 1.18 1.04 40 39.4 38.5 30 38.9 20 10 0 0.00 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 ■Population (Age>= 15 years) 2009 2011 2013 2015 2017 2019 2021 0.99 0.84 0.88 1.05 0.98 1.00 0.68 0.66 0.72 0.50 ■Labour Force Foreign Direct Investment Foreign Direct Investment Position by Countries Trillion Baht % 100% 10 25 22.1 22.2 21.8 22.9 23.8 24.7 24.3 25.7 25.9 25.4 15.2 13.9 8 117 8.9 10.4 7.5 6.4 6 1.3 -1.6 -1.3 4 ------ 20 80% 9.6 8.2 7.9 8.1 7.5 6.6 6.8 6.7 6.4 6.3 15 10 60% 31.7 34.6 35.0 35.1 36.3 35.2 36.2 34.0 32.6 32.3 5 40% 0 -5 2 20% 4.9 5.6 5.8 6.6 6.5 7.0 7.9 7.7 8.6 9.1 9.0 -10 1.4- 1.9 1.6 17.0 16.1 18.2 17.1 16.0 1.7 2.3 2.0 2.3 2.8 16.0 14.0 14.8 13.2 14.8 17.6 16.3 16.1 16.7 15.5 17.6 30 2.8 12.5 12.7 19.8 20.3 0 -15 0% 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 FDI Position (LHS) % YoY (RHS) Note: 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 ASEAN ■China ■Japan ■ US - FDI refers to equity investment, lending to affiliates, and reinvested earnings; investment in equity is treated as a direct investment when the direct investors own 10% or more of ordinary shares - FDI position by countries is an investment outstanding that nonresident investors have with resident enterprises as stock concept - Converted FDI US Dollar to Thai Baht by reference rate from the Bank of Thailand ■EU Others Source: BOT, NESDC, NSO, and KResearch บริการทุกระดับประทับใจ 173 174
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