Investor Presentaiton

Strategy 2023 results Appendix Summary of our performance in 1H23 (vs. 1H22) 1H23 results Business performance | Reported PBT of $21.7bn, up $12.9bn. Up $13.3bn on a constant currency basis (158%) vs. 1H22 Revenue of $36.9bn, up $13.2bn (56%) on a constant currency basis. NII of $18.3bn, up $5.4bn (42%). Non-NII of $18.6bn, up $7.8bn (72%) Annualised RoTE of 22.4%, 18.5% excluding the provisional gain on acquisition of SVB UK and the reversal of France impairment Reported costs down $0.7bn (4.2%). On a FY23 cost target¹ basis, costs were up $0.6bn (4.3%), including severance of $0.2bn ECL charge of $1.3bn, with $0.3bn associated with our mainland China commercial real estate portfolio CMB revenue increased by 73% YoY²; WPB by 61%³; GBM by 14% (constant currency basis) CET1 ratio of 14.7%4 Capital and buybacks Revised RoTE guidance Second interim dividend per share of $0.10; total for 1H23 of $0.20 per share Completed $2bn buyback. Announced a further up to $2bn share buyback, with the intention to complete in around 3 months Targeting a RoTE in the mid-teens for 2023 and 2024, up from previous guidance of 12%+ from 20235 The remainder of the presentation unless otherwise stated, is presented on a constant currency basis Figures throughout this presentation may be subject to rounding adjustments and therefore may not sum precisely to totals given in charts, tables or commentary 3

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