Investor Presentaiton

BALANCE SHEET - Consolidated BANK BRI Melayani Dengan Setulus Hati IDR Billion Description 1Q'20 1H'20 9M'20 2019 2020 g QoQ g YoY Total Assets 1,358,979 1,387,759 1,447,848 1,416,759 1,511,805 4.4% 6.7% - Gross Loans 930,726 - Government Bonds (Recap) 1,130 922,967 1,130 935,347 903,197 938,374 0.3% 3.9% 1,130 - Other Earnings Assets 341,133 397,685 Total Earning Assets 1,272,989 1,321,782 443,215 1,378,562 393,886 1,298,214 491,204 10.8% 24.7% 1,429,578 3.7% 10.1% Earning Assets Provision (60,988) (57,277) (62,980) (39,329) (69,161) 9.8% 75.9% Total Earning Assets (net) 1,212,001 1,264,505 1,315,582 1,258,884 1,360,417 3.4% 8.1% Total Non Earning Assets 146,978 123,254 132,266 157,875 151,387 14.5% -4.1% Total Liabilities & S.E 1,358,979 1,387,759 1,447,848 1,416,759 1,511,805 4.4% 6.7% Total Customer Deposits 1,028,996 1,072,501 1,131,928 1,021,197 1,121,102 -1.0% 9.8% -Demand Deposits 177,085 184,277 229,184 174,928 193,078 -15.8% 10.4% - Savings 398,098 414,283 438,914 414,333 475,848 8.4% 14.8% -Time Deposits 453,814 473,941 463,830 431,936 452,176 -2.5% 4.7% Other Interest Bearing Liabilities 97,742 85,640 72,711 138,881 136,188 87.3% -1.9% Non Interest Bearing Liabilities 52,601 41,783 48,542 47,897 54,604 12.5% 14.0% Tier I Capital 163,810 175,577 184,501 197,219 188,647 2.2% -4.3% Total Shareholder's Equity 179,639 187,835 194,668 208,784 199,910 2.7% -4.3% √ √ Total customer deposits include syirkah fund √ √ Loan and NPL are total of BRI, BRISyariah and BRIAgro 24

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