Investor Presentaiton
Behaviouralized ALM snapshot
(as of 31 Mar 2023)
B
BAJAJ
FINSERV
* in Crore
1-7 D
8-14 D 15-30 D
>1-2 M
>2-3 M
>3-6 M
>6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
457
215
25
99
699
599
15
2,110
Advances
714
413
647
1,358
1,304
3,715
6,478
17,820
10,340
19,326
62,114
Other inflows
1,058
679
937
767
4,233
4,226
1,756
6,608
20,266
Total Inflows (A)
1,171
628
1,730
2,137
2,241
5,181
11,309
Cumulative Total Inflows (B)
1,171
1,799
3,529
5,665
7,907
13,088
24,398
22,061
46,459
12,096 25,935
84,489
58,555 84,489
Borrowings
18
501
199
1,426
3,167
6,782
20,416
14,261
Capital Reserves and Surplus
6,976
10,503 10,503
53,745
Other Outflows
1,025
550
1,082
945
728
Total Outflows (C)
1,042
550
1,583
1,144
2,154
Cumulative Total Outflows (D)
1,042
1,592
3,175
4,319
6,473
1,540
4,707
11,180
4,091 5,720
10,873 26,136
22,053 48,190 63,002
551
14,812
4,009
21,488
84,489
20,241
84,489
Mismatch (E = A - C)
129
78
147
993
87
474
436
Cumulative mismatch (F = B-D)
129
207
354
1,346
1,434
1,908
2,344
Cumulative mismatch as % (F/D)
12%
13%
11%
31%
22%
17%
11%
(4,076) (2,716) 4,447
(1,731) (4,447)
0
(4%)
(7%)
0%
Permissible cumulative gap %
Additional borrowings possible
-10%
-10%
-20%
1,233
1155
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